In legal terms, a property is its documents. A beautiful home with defective paperwork can be impossible to sell — or to keep. Verify this trail before any money changes hands.
Ownership documents
- The current title deed and the chain of previous transfers.
- Proof of the seller's identity matching the title.
- Any inheritance or gift documents in the ownership history.
Approvals and compliance
- The approved layout or building plan.
- Completion or occupancy certificates where applicable.
- Society or authority no-objection certificates.
Financial clearances
- Up-to-date property tax receipts.
- Cleared utility bills and society dues.
- A no-encumbrance confirmation — no loans or attachments.
Keep it organised: attach and track each of these against your property case so you can see, at a glance, what is verified and what is still outstanding.
If a seller hesitates to show a document, treat the hesitation itself as information.
Put this into practice
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